Understand your credit profile
Review the credit information that lenders may consider when assessing an application.
Free CBS Credit Report
Get your CBS credit report — free.
Apply for a loan through Credible.sg to receive your unique CBS report code. Use it to download your credit report straight from Credit Bureau Singapore. Credible.sg never sees or stores it.
First 500 applicants only
Download directly from CBS Your report stays private No obligation to accept an offer
How it works
Claim your free CBS Credit Report in 3 simple steps
-
Apply through Credible.sg
Complete a quick, verified loan application through Credible.sg.
-
Receive your unique CBS report code
Once your application is completed, we'll send your unique CBS report code to your email address.
-
Download your report from CBS
Use your code and Singpass to download your credit report straight from Credit Bureau Singapore.
Your CBS report is delivered to you only. Credible.sg does not access, view, or store your report.
Why it matters
Know where you stand before you borrow
Your CBS Credit Report gives you a clearer view of your credit profile before you make a borrowing decision. It can help you understand your current credit information, ask better questions, and compare your options with confidence.
Make a more informed decision
Know more about your credit position before deciding whether to take on a loan.
Compare your options with confidence
If you choose to explore a loan, you can better understand the terms and questions that matter.
Privacy
Your report is for your eyes only
You download your CBS Credit Report directly from Credit Bureau Singapore using Singpass.
Credible.sg does not log in to your CBS account, access your report, or keep a copy of it.
If you'd like help understanding your report, our team can provide general guidance — you decide what, if anything, you'd like to discuss.
Borrow responsibly
Borrow only when it's right for you
A loan is a financial commitment. Before proceeding, consider whether the repayments are manageable and make sure you understand the interest, fees, and repayment terms.
A CBS Credit Report does not guarantee loan approval or a particular interest rate — every lender makes its own assessment.
Get started
Get your free CBS Credit Report code
Complete your application through Credible.sg today. If you meet the campaign requirements, we'll send you a unique CBS report code to use with Credit Bureau Singapore.
Common questions
Frequently asked questions
Still unsure about something? Message us on WhatsApp and a real person will walk you through it.
Is the CBS Credit Report really free?
Yes. Credible.sg funds the report code for eligible customers who complete the campaign requirements. There is no cash alternative.
Do I need to accept a loan to receive the report code?
No. Receiving a report code does not mean you need to accept a loan offer.
Will Credible.sg see my CBS Credit Report?
No. You use your code to download the report directly from Credit Bureau Singapore using Singpass. Credible.sg does not access, view, or store your report.
When will I receive my report code?
If your application meets the campaign requirements, we'll send your code and download instructions to your email address.
Does the report guarantee that I will be approved for a loan?
No. A credit report is only one part of a lender's assessment. Loan approval and terms depend on the lender's own assessment.
Can I claim more than one report code?
No. The campaign is limited to one report code per eligible individual.
Campaign terms
Campaign terms at a glance
- Offer
- Eligible customers receive one promotional CBS Credit Report code funded by Credible.sg.
- Campaign limit
- Limited to the first 500 eligible completed applications, while report-code inventory remains available.
- Eligibility
- Customers must meet the campaign requirements and complete a loan application through Credible.sg.
- One code per person
- Each eligible individual may receive one code only. The code is not transferable.
- Report privacy
- The report is downloaded directly from Credit Bureau Singapore using Singpass. Credible.sg does not access, view, or store the report.
- Loan decision
- Receiving a report code does not guarantee loan approval and does not require you to accept a loan offer.
- Code use
- The code has no cash value and must be used according to the campaign and CBS terms.
Free CBS Credit Report available via a promotional access code on the Credit Bureau Singapore website, subject to CBS terms and campaign terms. Available to the first 500 eligible customers who complete a loan application through Credible.sg. One code per eligible individual. Credible.sg does not access, view, or store the CBS report. Receiving a report code does not guarantee loan approval and does not require acceptance of a loan offer.